Investor Relations

Market Leadership Position That's Hard to Replicate

As the largest community bank in the Chicago market, we combine the scale to compete with the decision-making speed and market knowledge that our competitors can't match. This position attracts both customers who value local relationships and top banking talent who want a superior platform to serve clients.

Focused Commercial Banking Strategy

We're not trying to be all things to all people. Our focus on commercial banking allows us to concentrate resources, build deep expertise, and deliver superior service in our chosen market. This focus drives better economics and stronger customer relationships than less focused competitors.

Relationship Model That Drives Loyalty and Lower Cost of Funds

Our customers choose us because they have direct access to their banker, get quick decisions, and benefit from our deep market knowledge. This relationship orientation generates stickier, lower-cost deposits and creates cross-sell opportunities increase the value of our franchise.

Entrepreneurial Culture That Attracts and Retains Top Talent

Our culture allows talented bankers to build our business and serve customers without bureaucratic constraints. This attracts the best commercial bankers in our market and gives us a sustainable talent advantage over larger competitors.

Proven M&A Execution Capability

We've demonstrated the ability to identify, integrate, and create value from acquisitions. This capability allows us to grow through acquisition when opportunities arise while maintaining our relationship culture and credit discipline.

Our people.

Our greatest asset. We speak, act and treat one another with respect—every day, everywhere and every time.

Obsess about our customers.

Every single experience and interaction matters. Go to extraordinary lengths to convert customers into fans.

Insist on excellence.

And the highest ethical standards in everything we do.

Embrace change.

Change is constant. Without change we cannot grow.

Think like an owner.

Be frugal. Take ownership of issues until they are resolved. Present new ideas.

Know the numbers

Facts matter. We don’t know our business if we don’t know our numbers.

Fast is better than slow.

Speed matters in business. Get it done. Deliver results.

Inspire.

Respect, challenge and collaborate with each other every day. Teamwork is our greatest strength.